Malaysian Trust Company
A Malaysian trust company helping families protect, manage and pass on their wealth with clarity and care.
About us
Golden Handshake Trustees Berhad was incorporated on 2 May 2025 under the Companies Act 2016, and is established as a trust company in accordance with the Trust Companies Act 1949.
Our purpose is simple: to help you plan ahead so that your wealth reaches your beneficiaries smoothly, privately and according to your wishes. We work alongside families and their advisers to put clear, well-structured arrangements in place, and then administer them with care for as long as they are needed.
Our values
Upholding the highest ethical standards in all dealings.
Prioritising the needs of clients and ensuring personalised service.
Providing clear and honest communication about our services.
Building trust and loyalty through consistent, reliable service.
Our solution
A Cash Trust is a straightforward way to set aside cash for the people you care about. You, as the settlor, place cash into a trust. We act as trustee, holding and administering the funds, and distributing them to your named beneficiaries according to the trust deed.
9–10% p.a.
targeted annual return, distributed quarterly
Targeted, not guaranteed. Returns are subject to performance and the terms of the trust deed.
The trust is established and funded, and beneficiaries are named.
Quarterly distributions, targeting 2% per quarter with an additional 1–2% targeted in the final quarter, subject to performance (a targeted 9–10% p.a.).
Cash is available for withdrawal.
Distributed quarterly. Targeted, not guaranteed, and subject to performance.
Assets pass to beneficiaries without a lengthy court process.
Structured support for dependants when it matters most.
You decide how and when assets are distributed.
Trust arrangements remain private.
A clear, private path to your beneficiaries.
Estate planning
Without a plan in place, your family may face delays, frozen assets and public proceedings at a difficult time.
| Cash Trust | Without Estate Planning | |
|---|---|---|
| Distribution process | Trustee distributes funds according to the trust deed | Must go through the probate process |
| Speed of distribution | Faster distribution to beneficiaries | Distribution may take months or years |
| Access to funds | Beneficiaries can receive funds when needed | Assets may be frozen during probate |
| Control of wealth | You decide how and when beneficiaries receive the funds | Distribution follows inheritance laws or court decisions |
| Privacy | Trust arrangements remain private | Probate proceedings may become part of public record |
Cash Trust: Trustee distributes funds according to the trust deed
Without Estate Planning: Must go through the probate process
Cash Trust: Faster distribution to beneficiaries
Without Estate Planning: Distribution may take months or years
Cash Trust: Beneficiaries can receive funds when needed
Without Estate Planning: Assets may be frozen during probate
Cash Trust: You decide how and when beneficiaries receive the funds
Without Estate Planning: Distribution follows inheritance laws or court decisions
Cash Trust: Trust arrangements remain private
Without Estate Planning: Probate proceedings may become part of public record
Understanding the difference
Despite the similar names, they are very different. A trust is a legal arrangement for wealth protection and succession, not a pooled investment fund.
| Trust | Unit Trust (Mutual Fund) | |
|---|---|---|
| Nature | A legal arrangement for holding and managing assets | An investment product that pools investors' money |
| Structure | Settlor → Trustee → Beneficiary | Investor → Fund Management Company → Investment Portfolio |
| Primary purpose | Wealth protection, estate and succession planning, asset preservation, reducing family disputes | Portfolio diversification, professional investment management, capital appreciation and income |
| Assets held | Cash, real estate, shares and securities, insurance policies, private company shares | Pooled capital invested in equities, bonds, REITs and money market instruments |
| Common examples | Family Trust, Children's Education Trust, Business Shareholding Trust, Estate Planning Trust | Regulated unit trust funds offered by fund management companies |
| Key focus | Wealth preservation, asset protection and legacy planning | Investment returns with exposure to market risk |
Trust: A legal arrangement for holding and managing assets
Unit Trust (Mutual Fund): An investment product that pools investors' money
Trust: Settlor → Trustee → Beneficiary
Unit Trust (Mutual Fund): Investor → Fund Management Company → Investment Portfolio
Trust: Wealth protection, estate and succession planning, asset preservation, reducing family disputes
Unit Trust (Mutual Fund): Portfolio diversification, professional investment management, capital appreciation and income
Trust: Cash, real estate, shares and securities, insurance policies, private company shares
Unit Trust (Mutual Fund): Pooled capital invested in equities, bonds, REITs and money market instruments
Trust: Family Trust, Children's Education Trust, Business Shareholding Trust, Estate Planning Trust
Unit Trust (Mutual Fund): Regulated unit trust funds offered by fund management companies
Trust: Wealth preservation, asset protection and legacy planning
Unit Trust (Mutual Fund): Investment returns with exposure to market risk
Senior management
Founder & Chief Executive Officer
Qualifications
Experience
Chief Financial Officer
Qualifications
Experience
Legal Manager
Qualifications
Experience
FAQ
A trust is a legal arrangement in which one person (the settlor) transfers assets to a trustee, who holds and manages them for the benefit of others (the beneficiaries) according to the terms of a written trust deed.
A Cash Trust is a trust funded with cash. You place cash into the trust, we act as trustee, and the funds are distributed to your named beneficiaries according to the trust deed, with the aim of providing structured, private wealth transfer.
Distributions are made quarterly over the term of the trust. We target 2% per quarter, with an additional 1–2% targeted in the final quarter, subject to performance. Upon maturity, the cash is available for withdrawal in line with the trust deed.
No. The 9–10% p.a. is a targeted return, not a guaranteed one. Actual returns depend on performance and the terms of the trust deed, and may be lower than the target.
Assets held in a trust are legally owned by the trustee rather than forming part of your personal estate, so they can be distributed according to the trust deed without waiting for a grant of probate or letters of administration.
Generally, anyone you choose: a spouse, children, grandchildren, other family members, dependants with special needs, or other individuals. We will help you name and describe your beneficiaries clearly in the trust deed.
Book a consultation with us. We will listen to your goals, explain how a trust could fit your situation, and guide you through the documentation. We encourage you to seek independent professional advice before making any decision.
Contact
Speak with us in confidence about planning for your family's future.
Golden Handshake Trustees Berhad · Registration No. 202501019094 (1620507-X)